Aave Staking Calculator
Estimate Aave (AAVE) staking rewards over any period. Prefilled with a typical AAVE reward rate and the live AAVE price — edit both to match your validator.
Result
Enter values to see the result.
Using the Aave Staking Calculator
This calculator estimates what staking AAVE pays over a period you choose, in both coins and dollars. The reward rate is prefilled at 5% — mid single digits, set by governance — but treat that as a starting point, not a quote: staking rates move with participation and with validator commission, so put in the rate your own validator advertises.
How you stake AAVE: Stake AAVE in the Safety Module, which backstops the protocol against a shortfall event. Liquidity matters as much as the rate. A cooldown must be started before you can withdraw, and there is only a limited window to withdraw once it ends. A high advertised rate on a coin you cannot exit quickly is a different product from the same rate on a liquid position, and that difference shows up exactly when you need it — during a sharp drawdown.
Two things the dollar figure cannot tell you. First, rewards are usually taxable as income when you receive them in most jurisdictions, at the value on the day — see the tax guide for your country. Second, AAVE tracks DeFi risk appetite and total value locked, and reacts to any headline about bad debt in lending markets — including other protocols'. A 5% yield does not protect you from a price move several times that size, so judge staking on total return, not on the APR alone.
What 5% actually compounds to on AAVE
- Reward rate
- 5% (mid single digits, set by governance)
- First year on 20 AAVE
- 1 AAVE
- Monthly-compounded 1y
- 1.02 AAVE
- Compounded 5y
- 5.67 AAVE
At 5% (mid single digits, set by governance), staking 20 AAVE pays about 1 AAVE in the first year simple. Compounded monthly that becomes 1.02 AAVE, and left to compound for five years, 5.67 AAVE — the gap widens the longer your AAVE stays put, which is where the lockup matters: A cooldown must be started before you can withdraw, and there is only a limited window to withdraw once it ends.
Staking is native to Aave, so you are securing the protocol directly rather than trusting a wrapper. Rewards arrive in AAVE, so their dollar value rides the price — a 5% yield is no defence against a price move several times that size, so judge the position on total return rather than the headline rate.
Figures are derived from AAVE's own daily closes over the window shown and are bounded by it — not all-time values. Prices move; treat them as context, not a forecast.
Aave at a glance
- Launched
- 2020, converted from LEND at 100:1
- Token type
- ERC-20 on Ethereum, deployed across many chains
- Max supply
- 16,000,000 AAVE
- Role
- Governance plus Safety Module backstop
- Slashing
- Up to 30% of staked AAVE can be slashed to cover a shortfall
- Native staking
- Yes — the Safety Module
Frequently asked questions
- How much can I earn staking Aave?
- At roughly 5% a year, staking 20 AAVE earns about 1 AAVE over twelve months before commission. Enter your own amount and rate above for the exact figure, in coins and at the live AAVE price.
- Is my AAVE locked while staking?
- A cooldown must be started before you can withdraw, and there is only a limited window to withdraw once it ends.
- Are AAVE staking rewards taxed?
- In most countries staking rewards are income at the moment you can access them, valued in your local currency on that date, and then a second capital-gains event when you later sell. A few treat them differently — Germany, for instance, has its own allowance for staking income. Check our tax guide for your jurisdiction.
- How are staking rewards calculated?
- Rewards ≈ amount staked × annual reward rate × (days ÷ 365). This is a simple (non-compounded) estimate.
- APR vs APY for staking?
- APR is the flat annual rate. If you restake (compound) rewards, your effective APY is higher — see the APY calculator.
More AAVE calculators
Free Aave (AAVE) profit calculator. Enter your buy and sell price to see AAVE profit, loss, ROI and fees — prefilled with the live AAVE price.
Free Aave (AAVE) dollar-cost-averaging calculator. Model recurring AAVE buys to see coins accumulated, average entry and portfolio value at today's live price.
Work out your weighted average Aave (AAVE) entry price across multiple buys — and see exactly where your break-even sits.
Find the exact Aave (AAVE) price that liquidates your leveraged position. Prefilled with the live AAVE price — set your leverage and direction.
Calculate Aave (AAVE) market cap from the live AAVE price and circulating supply — plus FDV, and the price AAVE would need to reach any target valuation.
Crypto Staking Rewards Calculator for other coins
📖 Learn more
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Prefer the generic version without AAVE presets? Open the Crypto Staking Rewards Calculator.
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For educational purposes only. Rates, fees and protocol parameters change — verify current figures with your exchange or validator before acting. Not financial advice.