NEAR Protocol Staking Calculator
Estimate NEAR Protocol (NEAR) staking rewards over any period. Prefilled with a typical NEAR reward rate and the live NEAR price — edit both to match your validator.
Result
Enter values to see the result.
Using the NEAR Protocol Staking Calculator
This calculator estimates what staking NEAR pays over a period you choose, in both coins and dollars. The reward rate is prefilled at 8% — high single digits before you subtract the 5% issuance — but treat that as a starting point, not a quote: staking rates move with participation and with validator commission, so put in the rate your own validator advertises.
How you stake NEAR: Delegate NEAR to a validator from a NEAR wallet; rewards are paid each epoch. Liquidity matters as much as the rate. Unstaking takes roughly two to three days — four epochs — before the tokens are liquid. A high advertised rate on a coin you cannot exit quickly is a different product from the same rate on a liquid position, and that difference shows up exactly when you need it — during a sharp drawdown.
Two things the dollar figure cannot tell you. First, rewards are usually taxable as income when you receive them in most jurisdictions, at the value on the day — see the tax guide for your country. Second, NEAR has traded as an AI-adjacent layer 1 as much as a general-purpose one, which has made it unusually sensitive to that narrative. A 8% yield does not protect you from a price move several times that size, so judge staking on total return, not on the APR alone.
What 8% actually compounds to on NEAR
- Reward rate
- 8% (high single digits before you subtract the 5% issuance)
- First year on 500 NEAR
- 40 NEAR
- Monthly-compounded 1y
- 41.5 NEAR
- Compounded 5y
- 244.92 NEAR
At 8% (high single digits before you subtract the 5% issuance), staking 500 NEAR pays about 40 NEAR in the first year simple. Compounded monthly that becomes 41.5 NEAR, and left to compound for five years, 244.92 NEAR — the gap widens the longer your NEAR stays put, which is where the lockup matters: Unstaking takes roughly two to three days — four epochs — before the tokens are liquid.
Staking is native to NEAR Protocol, so you are securing the protocol directly rather than trusting a wrapper. Rewards arrive in NEAR, so their dollar value rides the price — a 8% yield is no defence against a price move several times that size, so judge the position on total return rather than the headline rate.
Figures are derived from NEAR's own daily closes over the window shown and are bounded by it — not all-time values. Prices move; treat them as context, not a forecast.
NEAR Protocol at a glance
- Launched
- April 2020
- Consensus
- Nightshade — sharded proof-of-stake
- Max supply
- No cap — 5% annual issuance, offset by fee burning
- Accounts
- Human-readable names rather than hex addresses
- Fee model
- Most transaction fees are burned
- Native staking
- Yes — delegate to a validator
Frequently asked questions
- How much can I earn staking NEAR Protocol?
- At roughly 8% a year, staking 500 NEAR earns about 40 NEAR over twelve months before commission. Enter your own amount and rate above for the exact figure, in coins and at the live NEAR price.
- Is my NEAR locked while staking?
- Unstaking takes roughly two to three days — four epochs — before the tokens are liquid.
- Are NEAR staking rewards taxed?
- In most countries staking rewards are income at the moment you can access them, valued in your local currency on that date, and then a second capital-gains event when you later sell. A few treat them differently — Germany, for instance, has its own allowance for staking income. Check our tax guide for your jurisdiction.
- How are staking rewards calculated?
- Rewards ≈ amount staked × annual reward rate × (days ÷ 365). This is a simple (non-compounded) estimate.
- APR vs APY for staking?
- APR is the flat annual rate. If you restake (compound) rewards, your effective APY is higher — see the APY calculator.
More NEAR calculators
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Work out your weighted average NEAR Protocol (NEAR) entry price across multiple buys — and see exactly where your break-even sits.
Find the exact NEAR Protocol (NEAR) price that liquidates your leveraged position. Prefilled with the live NEAR price — set your leverage and direction.
Calculate NEAR Protocol (NEAR) market cap from the live NEAR price and circulating supply — plus FDV, and the price NEAR would need to reach any target valuation.
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For educational purposes only. Rates, fees and protocol parameters change — verify current figures with your exchange or validator before acting. Not financial advice.