Polygon Staking Calculator
Estimate Polygon (POL) staking rewards over any period. Prefilled with a typical POL reward rate and the live POL price — edit both to match your validator.
Result
Enter values to see the result.
Using the Polygon Staking Calculator
This calculator estimates what staking POL pays over a period you choose, in both coins and dollars. The reward rate is prefilled at 3% — roughly 2.5–4.5% since legacy MATIC emissions ended in July 2025 — but treat that as a starting point, not a quote: staking rates move with participation and with validator commission, so put in the rate your own validator advertises.
How you stake POL: Delegate POL to a validator through Polygon's staking contracts, which live on Ethereum — so delegating and claiming cost Ethereum gas, not Polygon gas. Rewards come from the emission plus a share of fees, less the validator's commission. Liquidity matters as much as the rate. Unbonding runs about 80 checkpoints, which works out at roughly three to four days on mainnet, and the clock restarts each time you submit a new unstake. Rewards that were never re-delegated are not subject to the wait. A high advertised rate on a coin you cannot exit quickly is a different product from the same rate on a liquid position, and that difference shows up exactly when you need it — during a sharp drawdown.
Two things the dollar figure cannot tell you. First, rewards are usually taxable as income when you receive them in most jurisdictions, at the value on the day — see the tax guide for your country. Second, POL has trailed the broader market since the migration, and it trades as a leveraged bet on Ethereum-scaling demand rather than on its own cycle. A 3% yield does not protect you from a price move several times that size, so judge staking on total return, not on the APR alone.
What 3% actually compounds to on POL
- Reward rate
- 3% (roughly 2.5–4.5% since legacy MATIC emissions ended in July 2025)
- First year on 20,000 POL
- 600 POL
- Monthly-compounded 1y
- 608.32 POL
- Compounded 5y
- 3,232 POL
At 3% (roughly 2.5–4.5% since legacy MATIC emissions ended in July 2025), staking 20,000 POL pays about 600 POL in the first year simple. Compounded monthly that becomes 608.32 POL, and left to compound for five years, 3,232 POL — the gap widens the longer your POL stays put, which is where the lockup matters: Unbonding runs about 80 checkpoints, which works out at roughly three to four days on mainnet, and the clock restarts each time you submit a new unstake. Rewards that were never re-delegated are not subject to the wait.
Staking is native to Polygon, so you are securing the protocol directly rather than trusting a wrapper. Rewards arrive in POL, so their dollar value rides the price — a 3% yield is no defence against a price move several times that size, so judge the position on total return rather than the headline rate.
Figures are derived from POL's own daily closes over the window shown and are bounded by it — not all-time values. Prices move; treat them as context, not a forecast.
Polygon at a glance
- Launched
- 2020 as MATIC; POL migration completed through 2024–2025
- Consensus
- Proof-of-stake, with staking contracts on Ethereum
- Max supply
- No hard cap — 10 billion at migration plus ~2% annual emission
- Emission
- ~2% a year, split between validator rewards and the community treasury
- Migration
- MATIC → POL 1:1, reached 99% complete in September 2025
- Native staking
- Yes — delegate to a validator through the Ethereum staking contracts
Frequently asked questions
- How much can I earn staking Polygon?
- At roughly 3% a year, staking 20,000 POL earns about 600 POL over twelve months before commission. Enter your own amount and rate above for the exact figure, in coins and at the live POL price.
- Is my POL locked while staking?
- Unbonding runs about 80 checkpoints, which works out at roughly three to four days on mainnet, and the clock restarts each time you submit a new unstake. Rewards that were never re-delegated are not subject to the wait.
- Are POL staking rewards taxed?
- In most countries staking rewards are income at the moment you can access them, valued in your local currency on that date, and then a second capital-gains event when you later sell. A few treat them differently — Germany, for instance, has its own allowance for staking income. Check our tax guide for your jurisdiction.
- How are staking rewards calculated?
- Rewards ≈ amount staked × annual reward rate × (days ÷ 365). This is a simple (non-compounded) estimate.
- APR vs APY for staking?
- APR is the flat annual rate. If you restake (compound) rewards, your effective APY is higher — see the APY calculator.
More POL calculators
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Work out your weighted average Polygon (POL) entry price across multiple buys — and see exactly where your break-even sits.
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Calculate Polygon (POL) market cap from the live POL price and circulating supply — plus FDV, and the price POL would need to reach any target valuation.
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For educational purposes only. Rates, fees and protocol parameters change — verify current figures with your exchange or validator before acting. Not financial advice.