Polygon Investment Calculator
What would buying POL have been worth? Pick a plan and a start date and this replays it against real daily Polygon closes.
What POL actually did, in the data this page replays
Measured from the 731 daily closes this page replays — 13 September 2024 to 13 September 2026, from Binance. Figures are bounded by that window, not by the asset’s whole life.
| History available | 2 years (from Binance) |
|---|---|
| Bought on the first day, held to the last | 0.234× — a loss of 76.6% |
| Highest close in this window | $0.7132 on 6 December 2024 |
| Where it sits against that high | 86.5% below |
| Deepest fall | −90.4%, 6 December 2024 → 30 June 2026 |
| Time to get back to that peak | still below it |
| Separate falls of 50% or more | 1 |
| Days spent more than 20% below a previous peak | 88.9% |
| Best calendar year | 2025: -78.8% |
| Annualised volatility | 80.4% |
POL year by year
First close to last close each year. 2024 and 2026 are partial — the data starts mid-2024 and 2026 is still running.
| Year | Change | Note |
|---|---|---|
| 2024 | +10.1% | partial year |
| 2025 | -78.8% | best full year |
| 2026 | -9.5% | partial year |
The part the calculator does not show you
Held from the first day in this data to the last, POL returned 0.234× — a loss of 76.6%. Long holding periods are usually presented as the thing that rescues a volatile asset, and over this particular window for this particular coin, they did not. It is worth setting the calculator above to the full range and seeing that result written out before assuming time fixes an entry.
The deepest fall took POL down 90.4%, from $0.7132 on 6 December 2024 to $0.06853 on 30 June 2026 — 19 months of falling. POL has not been back to that peak since. Anyone who bought on 6 December 2024 is still waiting, 5 months later — which is the scenario a backtest showing a positive average return quietly averages away.
Note that POL's best calendar year in this window is still a negative one (2025, -78.8%). There is no year in the data where holding it for the twelve months made money.
80.4% annualised volatility is ordinary for a major crypto asset and still several times a stock index. All POL calculators →
Frequently asked questions
＋Would buying POL on the first day of this data and holding have made money?
No. Held across the whole window the position ended at 0.234× — a loss of 76.6%. That is worth stating plainly because "hold long enough and it recovers" is the usual advice, and over the 2 years we hold for POL it did not happen.
＋What is the worst POL has fallen?
90.4% in this data, from 6 December 2024 down to 30 June 2026 — 19 months of falling. It has not returned to that peak since, so anyone who bought at the top is still waiting. Bear in mind our POL series starts in 2024; a deeper fall before that date would not appear here.
＋How much time does POL spend below its previous high?
88.9% of all days in this window sat more than 20% below a previous peak. Put another way, for most of the time you would have owned it, the screen showed a number lower than one you had already seen — which is the part of a backtest's headline return that the headline never conveys.
＋Is 2 years of data enough to trust this backtest?
Partly. 2 years covers real bull and bear conditions for POL but not a full cycle end to end, so the extremes above are better guides than the average. Coins on this site with longer records give more meaningful answers.
What to keep in mind for POL
POL has trailed the broader market since the migration, and it trades as a leveraged bet on Ethereum-scaling demand rather than on its own cycle.
Transactions on the Polygon PoS chain cost fractions of a cent, but staking and unstaking happen on Ethereum — budget for L1 gas on those operations specifically.
A backtest is one path that already happened. It shows what this plan produced through the exact sequence of prices POL went through — not what a similar plan will produce through a sequence nobody has seen yet.