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XLM

Stellar Calculators

Payments and asset-issuance network with a fixed supply and no staking.

5 free XLM calculators

Every one opens with the live XLM price already filled in. All maths runs in your browser β€” no signup, nothing stored.

About Stellar

Stellar is a payments-first network built for moving value between currencies, with issued assets and a built-in order book rather than a general-purpose smart-contract platform. It does not use proof-of-stake: consensus comes from the Stellar Consensus Protocol, a federated Byzantine agreement model where each node chooses who it trusts. Two consequences matter for holders β€” there is no native staking yield, and supply has been fixed since 2019, when the inflation mechanism was switched off and roughly half the lumens ever created were burned.

The base fee is 0.00001 XLM per operation β€” small enough to be irrelevant to position sizing. Stellar also requires a minimum XLM balance per account and trustline, which is reserved rather than spent.

XLM has a long history and deep liquidity but is still a high-beta asset, and it has spent multi-year stretches far below prior highs.

Stellar at a glance

Launched
July 2014
Consensus
Stellar Consensus Protocol (federated Byzantine agreement)
Total supply
50,000,000,000 XLM β€” fixed since the 2019 burn
Block time
Around 5 seconds to close a ledger
Inflation
None β€” the 1% annual inflation mechanism was disabled in 2019
Native staking
No β€” XLM cannot be staked at the protocol level

Frequently asked questions

οΌ‹How many XLM are there?

34.27 billion XLM were in circulation as of 3 August 2026, against a maximum of 50 billion β€” so 68.5% of everything that will ever exist has already been issued, leaving 15.73 billion still to come. That is a large share still to arrive, and it is worth knowing on what schedule before treating the current price as the settled one.

οΌ‹Can I stake XLM?

No β€” XLM cannot be staked at the protocol level. That is why there is no XLM staking calculator here: the tool reports rewards in units of the coin you staked, so it only covers networks that pay in that same asset. Publishing a page where the dollar figure was right and the unit was wrong would be worse than leaving it out.

οΌ‹Which XLM calculator should I use?

There are 5 on this page and they answer different questions. Start from what you are actually asking: what a past purchase would be worth now, what a position is worth today, where a leveraged position gets liquidated, or what regular buying would have produced. Each opens with the live XLM price already filled in, and every calculation runs in your browser β€” nothing is sent anywhere and nothing is stored.

οΌ‹Where does the XLM price on this page come from?

Live from CoinGecko when you press the price button, with the XLMUSDT pair on Binance as a fallback if that request fails. The request happens in your browser and carries nothing about you; if both fail the calculator keeps working with whatever figure you type in.

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